Terms of Use

Last updated: March 2024

1. Acceptance of Terms

By accessing and using XpensePay ("the App"), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using the App.

2. Use License

Subject to your compliance with these Terms, XpensePay grants you a limited, non-exclusive, non-transferable, non-sublicensable license to:

  • Download and install the App on devices you own or control
  • Access and use the App for your organization's internal business purposes
  • Create and manage expense reports within your organization

You may not:

  • Modify, reverse engineer, or create derivative works of the App
  • Remove any copyright or proprietary notices
  • Transfer your account or credentials to unauthorized users

3. User Accounts

To use the App, you must:

  • Register for an account with accurate, complete information
  • Maintain the security of your account credentials
  • Promptly notify us of any unauthorized access
  • Be at least 18 years old or have proper authorization from your organization

You are responsible for all activities under your account.

4. Payment Terms

  • All payments are processed through secure UPI channels
  • Transaction limits are set by your organization's policies
  • Failed transactions must be reported within 24 hours
  • Service fees, if any, will be clearly communicated
  • Refunds are subject to your organization's policies

5. Data Usage & Privacy

Your use of the App is also governed by our Privacy Policy. By using the App, you agree to:

  • Our collection and processing of transaction data
  • Storage of expense reports and receipts
  • Sharing of data with authorized team members
  • Use of data for analytics and service improvement

6. Intellectual Property

The App and its content, features, and functionality are owned by XpensePay and are protected by:

  • Copyright laws
  • Trademark laws
  • Trade secret and other intellectual property rights

7. User Content

When uploading content (receipts, reports, etc.), you:

  • Retain your rights to your content
  • Grant us license to store and process the content
  • Ensure content is accurate and legitimate
  • Must not violate any third-party rights

8. Termination

We may terminate or suspend your account:

  • For violations of these Terms
  • At the request of your organization
  • Due to extended periods of inactivity
  • For any reason with prior notice

9. Limitation of Liability

XpensePay shall not be liable for:

  • Indirect, incidental, or consequential damages
  • Loss of profits or data
  • Service interruptions or technical issues
  • Unauthorized access to your account

10. Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective upon posting to the App. Continued use of the App constitutes acceptance of modified terms.

11. Contact Us

For questions about these Terms, contact us at:

  • Visit our website: Contact Page
  • Through the XpensePay mobile app